Benefits to your Employees

By joining this Group RRSP, your employees can take advantage of the following:

Lower than retail IMFs. Working with Manulife Financial, CBAF can negotiate lower investment management fees than those available to individual investors.

Access to institutional funds and fund managers. These investments are typically not available to most individual investors.

Leading brand-name fund managers. Invest in Canada’s leading fund managers at better than retail IMFs.

The CBAF member loyalty program. As an employee’s account balance grows, they will benefit from even lower IMFs through the CBAF member reward program. For account balances between $50,000 and $499,999, the IMF is reduced by 0.15% and for account balances of $500,000 or greater, the IMF is reduced by 0.25%.

Invest with confidence. CBAF offers an excellent selection of investment options that have been carefully selected, with the assistance of internationally respected investment consultants, for their balance of low fees, stability, and long-term returns. In addition, Manulife’s exclusive Investment Watch (i-Watch) program incorporates a best practices approach to selecting fund managers and then ensures that the fund managers adhere to their investment mandates over time.

Contributing made easy. Employees contribute to the plan through payroll deductions. Inter-fund transfers, lump-sum contributions and transfers from other plans, including locked-in funds, can be easily completed online. Your employees can also contribute to this RRSP on behalf of their spouse.

Immediate tax savings. Group RRSP contributions made through payroll deductions create a tax savings on each participating employee’s pay cheque. In addition, an employee’s contributions to a Group RRSP are tax deductible. Their investments continue to grow on a tax-sheltered basis until withdrawn as retirement income.

Services and support. From education and enrolment packages to toll-free telephone and secure Internet access, your employees have access to a complete range of services and support to assist them in developing and monitoring their personal retirement plan.

Contact Us

For all general inquiries, please contact us at

1.888.707.2911

or leave a message below.

If you would like to contact a particular office or individual, please click here.

Thankyou.

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Contact Us

For all general inquiries,
please contact us at

1.888.707.2911

custserv@barfinancial.com

If you would like to
contact a particular office
or individual, please
click here.

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